Last updated: May 25, 2025.
These Terms and Conditions govern your access to and use of WebMix.ws.
By using the website, you agree to these Terms. Stop using the website if you do not agree.
1. Nature of the Website
WebMix.ws is an editorial financial information website.
Unless expressly stated otherwise, it does not:
- Provide regulated financial advice
- Act as a lender or broker
- Accept deposits
- Manage investments
- Arrange financial transactions
- Hold reader funds
- Guarantee third-party products
- Decide applications
- Provide personalised tax or legal advice
2. Permitted Use
You may use the website for lawful personal and informational purposes.
You may:
- Read articles
- Share links
- Print reasonable extracts for personal use
- Quote brief extracts with proper attribution
- Use calculators for personal educational purposes
3. Prohibited Use
You must not:
- Use the website unlawfully
- Attempt unauthorised access
- Introduce malicious code
- Disrupt website security
- Scrape or systematically extract content without permission
- Republish substantial content
- Misrepresent website content
- Remove copyright notices
- Submit spam
- Impersonate another person
- Use the website to facilitate fraud
- Present website information as personalised advice
- Use calculators or data feeds to operate a commercial product without permission
5. Intellectual Property
Unless otherwise stated, website content is owned by or licensed to the operator.
Protected content may include:
- Articles
- Research
- Charts
- Calculators
- Databases
- Graphics
- Logos
- Photography
- Videos
- Website design
- Downloadable materials
You may not commercially reproduce, distribute, modify, license, or republish protected content without written permission.
Third-party trademarks and materials remain the property of their owners.
6. Information Only
Website content is general information and does not constitute personal advice or a personal recommendation.
You remain responsible for your financial decisions.
7. Products and Providers
Financial products featured on the website are supplied by third parties.
WebMix.ws does not guarantee:
- Approval
- Eligibility
- Rates
- Returns
- Availability
- Product suitability
- Provider performance
- Continued product availability
- Accuracy of third-party information
8. Applications and Transactions
A transaction or application completed through a third-party website is between you and that provider.
The provider controls:
- Eligibility
- Identity checks
- Credit assessments
- Pricing
- Approval
- Account opening
- Payments
- Service delivery
- Cancellation
- Complaints
9. Affiliate Links
Some links are affiliate links.
WebMix.ws may receive compensation for clicks, applications, purchases, account openings, or other qualifying actions.
Affiliate relationships will be disclosed where appropriate.
10. Sponsored Content and Advertising
The website may contain advertisements and sponsored content.
Commercial material should be clearly distinguishable from independent editorial content.
Advertisers are responsible for their claims and regulatory obligations.
11. Calculators and Tools
Calculators are provided on an illustrative basis.
Outputs are estimates and not offers, quotations, approvals, forecasts, or guarantees.
You should verify calculations independently before making a decision.
12. Market Information
Market information may be delayed or obtained from third parties.
WebMix.ws does not guarantee real-time accuracy and is not responsible for trading decisions made using website information.
13. User Submissions
Users must not submit unlawful, misleading, defamatory, abusive, confidential, infringing, or malicious material.
By submitting material, you confirm that you have the right to provide it and grant WebMix.ws a non-exclusive licence to use it for website-related purposes.
We may remove or edit submissions.
14. External Links
External websites are not controlled by WebMix.ws.
We are not responsible for their content, products, security, availability, terms, or privacy practices.
15. Website Availability
We do not guarantee uninterrupted or error-free access.
The website or individual features may be updated, suspended, restricted, or discontinued.
16. Security
You are responsible for protecting your own device, accounts, and credentials.
WebMix.ws will never require your banking password, card PIN, cryptocurrency private key, or seed phrase through a general website form.
17. Limitation of Liability
To the fullest extent permitted by law, WebMix.ws is not liable for indirect or consequential losses arising from use of the website, reliance on content, market movements, or third-party services.
Nothing in these Terms excludes liability that cannot legally be excluded.
18. Privacy and Cookies
Personal information is handled according to the Privacy Policy.
Cookie choices may be managed through the Cookie Settings tool.
19. Changes
We may update these Terms periodically.
Updated Terms will apply from the date they are published unless otherwise stated.
20. Severability
If one provision is invalid or unenforceable, the remaining provisions will continue to apply.
21. Governing Law
These Terms are governed by the laws of England and Wales unless mandatory law requires otherwise.
